Is a Discount Health Insurance Card Good?

Saturday, September 19, 2009

According to recent statistics, there are currently more than 45 million Americans with health insurance, and this number is constantly growing due to the economy. For those people who earn too much to qualify for Medicaid, but they are doing too little to complete the high premiums of private health insurance, one of the best ways for them is a health discount card.
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Today, discount cards available in the market is gaining popularity because they are on the card for access to health care they need, without being able to get any exclusion, restriction and pre-existing conditions. In addition, there is no necessary documents. For example, if someone is suffering from the disease, and he or she may not have health insurance discount plan is still available. In fact, the history of the disease does not influence on the price of a discount card. Anyone can enter into such plans, and then immediately accessible care. In addition, the monthly membership fee is nominal.

With the discount health cards, the card holder will receive a certain percentage of health care during the service. This seems ideal for cardholders, as well as services, because it should provide any documents or evidence were not submitted.

On the other hand, there is a point that you should keep in mind. Available for some people not be accessible to you. With the discount card is not very suitable for all. For example, you can receive medical care costs $ 10, 000 and get 40% discount is still too expensive for you. With the discount card does not solve the problem, but you will still be burdened with high medical expenses. If so, the acquisition of lower-cost health plan is better than holding a discount card. In general, it is important for you to weigh all the pros and cons of health insurance card offers for your own financial situation.

For more information about the individual health insurance and health insurance companies are sitting visit low-income