Health insurance for the unemployed is a major problem in these difficult economic times. Loss of work is bad enough without worrying about how to be without health insurance. Nevertheless, state and federal laws allow those who have health insurance through a health plan, which will continue with their former employers health insurance for some time. If these laws do not apply, there are other options for affordable health care or coverage.
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The law was passed by the U.S. government in 1986, which included health insurance for the unemployed. This gives employees and their families have the right and choice to continue their personal or family health insurance. It is called the Consolidated Omnibus Budget Reconciliation Act, or Cobra.
However, it should be noted that the restrictions if you are offered a plan your company will continue to be addressed. The first of these is that you can stay on the plan for up to 18 months. It's like a short-term plans for the health of the term gives you time for the new policy. If the workers were in the first two months of this year will be disabled with COBRA, the insurance is extended for 29 months.
Also, remember that you bonuses if you decide to pay a plan for further care. The former employer will not pay more are not part of the costs or monthly premiums. You must fully shoulder, and it will be a heavy financial burden.
Depending on your health and your family, you can find cheaper health plans.
If there is a history of medical reasons, COBRA, affordable and viable option for health insurance. It is very difficult to cover pre-existing conditions and the chances are very expensive.
However, if you and your family healthy, without preconditions health, you can investigate an alternative to COBRA. You can find affordable health insurance on their own through private companies. Signed Fortunately, as part of the economic stimulus package, President Obama, the premiums for COBRA now available for workers' rights. This can help alleviate the problem of health insurance for the unemployed.
The law was passed by the U.S. government in 1986, which included health insurance for the unemployed. This gives employees and their families have the right and choice to continue their personal or family health insurance. It is called the Consolidated Omnibus Budget Reconciliation Act, or Cobra.
However, it should be noted that the restrictions if you are offered a plan your company will continue to be addressed. The first of these is that you can stay on the plan for up to 18 months. It's like a short-term plans for the health of the term gives you time for the new policy. If the workers were in the first two months of this year will be disabled with COBRA, the insurance is extended for 29 months.
Also, remember that you bonuses if you decide to pay a plan for further care. The former employer will not pay more are not part of the costs or monthly premiums. You must fully shoulder, and it will be a heavy financial burden.
Depending on your health and your family, you can find cheaper health plans.
If there is a history of medical reasons, COBRA, affordable and viable option for health insurance. It is very difficult to cover pre-existing conditions and the chances are very expensive.
However, if you and your family healthy, without preconditions health, you can investigate an alternative to COBRA. You can find affordable health insurance on their own through private companies. Signed Fortunately, as part of the economic stimulus package, President Obama, the premiums for COBRA now available for workers' rights. This can help alleviate the problem of health insurance for the unemployed.
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