Health Care Plans - Traditional Health Care Plans

Sunday, September 20, 2009

There are two basic types of insurance available immediately. This is a traditional health plan and managed health plan. We will examine the traditional terms of health and help to distinguish between them.

Traditional care may be known as "service fee" or "compensation plans." Traditional insurance plans of care are the following features:
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You usually pay a higher pocket expenses during the service. It can also minimize costs to a certain franchise.

If you meet the deductible limits, then you share the bill with the insurance company. For example, you can pay for insurance, 80 percent, and you must pay 20 per cent. They will continue to bill the shares to a maximum range of charges. Then the insurance pays 100 percent of the cost cap.

You could be responsible for maintaining their own expense reports. You may have to make a claim for reimbursement from your insurance company.

The insurance company will pay only for the normal and usual cost. Come and go every additional fees or expenses out of pocket.

Not every insurer offers health or preventive treatment with this type of plan.
You can see the traditional insurance company usually has very few restrictions on the medical staff and specialists and use.

If your plan is a catastrophic or high deductible major medical health plan, you typically have lower annual premium than a plan with fewer taxes.

Today the traditional plans, health care increasingly difficult to find, because most insurance companies decided to move to a managed care plan.

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